Terms & Conditions

These Terms and Conditions (“Terms”) govern your use of the universalsavingscompany.com website and your purchases from All State Jewelry Company (“we”, “us”, or “our”), located at 1500 E Tropicana Ste 172, Las Vegas, NV 89119, United States. By accessing this website or placing an order, you agree to be bound by these Terms.

1. General

We sell fine jewelry and accessories. We reserve the right to refuse service, terminate accounts, or cancel orders at our discretion, including where we suspect fraud or a violation of these Terms.

2. Products & pricing

We make every effort to display product descriptions, colors, and prices accurately. Photographs are for illustration; colors may vary slightly due to your screen. Prices are listed in U.S. Dollars (USD) and are subject to change without notice. We reserve the right to correct any pricing errors and to cancel any order affected by such an error.

3. Orders & acceptance

Your order is an offer to purchase. We may accept or decline it. After you place an order, we will confirm receipt by email; final acceptance occurs when we send you an order confirmation. We may require additional verification or information before accepting an order.

4. Payment

We accept the payment methods offered at checkout, processed securely through our payment provider (Stripe). By placing an order, you authorize us (or our payment provider) to charge the total amount shown at checkout, including any applicable taxes and shipping. Payment details are handled by our payment provider and are subject to their terms and privacy policy.

5. Shipping & delivery

We ship your orders to the shipping address you provide at checkout. Estimated delivery times are provided at checkout or in your order confirmation and are not guaranteed. Risk of loss passes to you upon delivery to the carrier. Delivery dates may be affected by factors outside our control. Please review our Shipping Policy for details.

6. Returns & refunds

Our returns and refund policy is set out on our Return Policy page and is incorporated into these Terms. You must request a return within 30 days of delivery as described there.

7. Custom-made & personalized items

Items that are custom-made, resized, engraved, or otherwise personalized to your specification are non-refundable unless they arrive damaged, defective, or incorrect.

8. Intellectual property

All content on this website, including text, graphics, logos, images, and software, is our property or the property of our licensors and is protected by copyright and other intellectual property laws. You may not reproduce or use it without our written permission.

9. Limitation of liability

To the maximum extent permitted by law, our total liability arising out of or related to any order or your use of the website shall not exceed the amount you paid for the products in that order, and we shall not be liable for any indirect, incidental, or consequential damages.

10. Accuracy of information

The information on this website is provided for general information purposes only. While we aim to keep it accurate and up to date, we make no representations or warranties of any kind about its completeness, accuracy, or availability.

11. Third-party links

This website may contain links to third-party websites. We are not responsible for the content or practices of those sites, and links do not imply endorsement.

12. Governing law

These Terms are governed by the laws of the State of Nevada, United States, without regard to its conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Nevada.

13. Changes to these terms

We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date and apply to orders placed after that date.

14. Contact

Questions about these Terms may be sent to customers@universalsavingscompany.com or to All State Jewelry Company, 1500 E Tropicana Ste 172, Las Vegas, NV 89119.

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